Insurance industry in dark ages say mental health advocates had no idea it’s what most people say they’re working to end
Mental health advocates see a pattern of denial from maj더킹카지노or insurance companies after the financial crisis
The American Mental Health Association has released a report that suggests insurers are not taking mental health seriously enough:
The association’s report finds that, since 2009, insurance companies have „denied coverage to almost half of the 466,000 Americans with mental health problems.“
The study looks at mental health and substance use disorder coverage that is offered under state law, rather than federal law, and found that 36 percent of the coverage was denied to people with serious medical conditions, such as dementia.
Insurance companies also denied coverage for 30 percent of the people with severe mental illness and 11 percent of those with „serious or disabling mental disorders.“ Only three percent of the coverage offered in 2012 was denied to people who don’t meet those conditions.
The study examined claims for „conditional coverage in the coverage gap between mental health coverage and actual treatment expenditures, adjusted for age, income and gender.“
The group’s researchers say they were able to examine coverage for people who are more likely to be high risk because of mental illness or substance use.
„While coverage for mental health providers is generally more expensive because they tend to have greater expenses, it can also help alleviate many people’s financial burdens related to mental health problems,“ said David Silverman, director of the Division of Health Policy at the AAMHE.
He called the findings encouraging and said they highlight the need for states to address mental health issues in th바카라eir own way.
Silverman said insurers will need to change their ways if the numbers don’t improve.
„I suspect that many companies may well feel they have to do even more than they’re doing now to make insurance companies better informed and to keep premiums down, given the increased risk,“ he said.
An analysis by the RAND Corp. found that while more people are seeking 바카라사이트treatment for mental health issues, they tend to seek „other types of treatment“ that include „intensive social and family support activities and specialized services,“ like psychotherapy.